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A hard check, or hard.
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U.S. Bank Cash Plus: The Best Credit Card for 5% Cash BackA pre-approval includes a credit check so if you're approved, you'll have a locked-in rate good for 30 days. A prequalification typically involves a basic overview of your credit history using fundamental details such as your name, address and Social. Learn the difference between prequalification and preapproval and how both can speed up the mortgage process to help you secure your dream home with U.S. Bank.
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