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The Impacts of Tax Reform, Rising Interest RatesCHICAGO, June 15, /PRNewswire/ - BMO Harris Bank announced today that it is increasing its US$ prime lending rate from percent to percent. BMO Alto lowers the rates of 2 CDs. BMO Alto rates (APY) as of include: Online Savings @ % (no change) 6-month CD @ BMO Smart Advantage Checking Account ; 12 Months. %. $1, ; 18 Months. %. $1, ; 24 Months. %. $1, ; 30 Months. %. $1,