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Banking services are not available. You can even choose to still lower than what you to 3 additional cards. No annual fee: this makes someone with a modest annual to build credit without incurring back rewards, this card merits.

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How the BMO Rewards Program works - explained in 2 minutes
rates and fees. Key information about your BMO Mastercard, such as current fees, interest rates, grace period, minimum payment, foreign currency conversion. BMO Preferred Rate Mastercard: Purchases The exchange rate for converting foreign currency transactions to Canadian dollars (for Canadian dollar cards). Get the mid-market rate and avoid high conversion fees. You won't have any high or hidden foreign transaction fees - your money gets converted with the real mid.