It is indicated on your credit card statement. There are several other ways in which credit card issuers calculate the monthly interest payment, including the previous balance method and the adjusted balance method, though they aren't used all that often. Check your credit card agreement to see what formula your credit card issuer uses to calculate your minimum monthly payment.
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Read MoreThis is how much of your available credit you have spent and owe back to your lender. Try to give yourself enough breathing room to pay off your outstanding balance without worrying about interest. This is the highest amount of money you are able to pay each month to pay down your credit card balance. Report a problem on this page. There are some credit cards that are specifically advertised as having a zero, introductory, annual percentage rate APR. This is the amount you owe to the credit card issuer.