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Santa Cruz County Bank. _ 75 River Street. Santa Cruz, CA Top 10 Best Banks Near Santa Cruz, California � 1. Wells Fargo Bank � 2. Bay Federal Credit Union � 3. Santa Cruz County Bank � 4. Chase Bank � 5. Santa Cruz. Find a U.S. Bank ATM or Branch in Santa Cruz, CA to open a bank account, apply for loans, deposit funds & more. Get hours, directions & financial services.