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Students bank FREE with BMO and SPC!Summary of the best student credit cards in Canada ; BMO CashBack� Mastercard�* for Students. /5. $0. %/% Question Icon ; CIBC. The two BMO student credits are the Student BMO CashBack Mastercard and the Student BMO Air Miles Mastercard. With your BMO SPC CashBack Mastercard, reward yourself with CashBack to your card on every purchase you make and get exclusive SPC Card discounts at over