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Information provided on Forbes Advisor is for educational purposes only. For many of these products and services, we earn a commission. She began her career with CitiMortgage before launching her own mortgage company, The Manhattan Mortgage Company, in While we strive to provide a wide range of products and services, CNET Money does not include information about every financial or credit product or service. Understanding the differences between these options can help you choose the most appropriate line of credit for your financial needs.