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How to Withdraw Money from BMO ATM?It's also important to think about how much you'll pay for currency conversion with the BMO Prepaid Travel Card, particularly if you're loading. The exchange rate for converting refunds of non-U.S. dollar transactions to U.S. dollars is the rate charged to us by MCI minus %. The typical transaction fee is % but you should always check your credit card's terms and conditions to make sure.